Are you looking for a bank that offers the latest in financial solutions? Imagine a bank where 98% of transactions are digital. Emirates NBD is a leader in the UAE banking world. It has AED 741.96 billion in assets as of 2022.
Emirates NBD has many banking products for both personal and business needs. They offer personal loans with rates starting at 5.99% p.a. They also have cool digital banking options.
The bank is all about innovation. They’ve moved 95% of their systems to the cloud. They’ve also worked on 74 new ideas with FinTechs.
Emirates NBD is worth US$3.89 billion. They’re at the top in digital banking in the UAE. Their mobile app, online platform, and WhatsApp Banking are always ready for you. They also have Interactive Teller Machines for in-person banking.
Core Banking Solutions and Digital Innovations
Emirates NBD is leading the digital banking world with new solutions. The bank is always innovating to meet the needs of over 20 million customers in 13 countries.
Online Banking Platform Features
Emirates NBD online banking is easy to use. You can manage your money from home or work. It lets you pay bills and transfer funds easily.
Mobile Banking App Capabilities
The Emirates NBD mobile app is at your fingertips. It lets you check balances, deposit checks, and get financial insights. It makes banking easy on the go.
WhatsApp Banking Services
Emirates NBD’s WhatsApp Banking is always ready to help. It’s for quick questions and simple transactions. It’s safe and easy to use.
Interactive Teller Machines Network
The bank’s ITM network is a mix of digital and personal banking. These machines let you talk to tellers for complex tasks. They make online and in-person banking better together.
| Digital Innovation Metrics | Value |
|---|---|
| FinTechs engaged | 482 |
| Proof of concepts | 74 |
| Implementations | 09 |
| Accelerator engagements | 09 |
| FinTechs in Compliance Day | 30 |
Emirates NBD is known worldwide for its digital work. It ranked 85th in The Banker’s Top 1,000 Banks list for 2023. With $235 billion in assets and a diverse team, Emirates NBD is changing banking in the MENAT region.
Personal Financial Services at Emirates NBD
Emirates NBD has many personal financial services. They help you reach your money goals. This includes credit cards, mortgages, and more.
Credit Card Portfolio
Emirates NBD credit cards offer rewards and cashback. There’s a card for every lifestyle and spending habit. Find one that fits you, whether you travel a lot or love to shop.
Personal Loan Options
Emirates NBD personal loans have good interest rates. You can borrow from AED 25,000 to AED 5,000,000. Repay over 1 to 25 years, starting at 2.69% interest.
Mortgage Solutions
Want to buy a home? Emirates NBD has mortgage services. Loans range from AED 250,000 to AED 5,000,000. Repay up to 25 years to own your dream home.
Wealth Management Services
Grow your wealth with Emirates NBD’s investment products. Their team helps secure your future. With over 23 years of experience, they protect your legacy.
| Service | Features | Benefits |
|---|---|---|
| Credit Cards | Rewards, Cashback | Tailored to lifestyle |
| Personal Loans | Up to AED 5,000,000 | Competitive rates |
| Mortgages | Up to 25-year terms | Flexible repayment |
| Wealth Management | Trust planning, Investments | Expert guidance |
Emirates NBD also offers savings accounts. Start your financial journey with a bank that supports you. They understand your needs at every life stage.
Corporate and Business Banking Excellence
Emirates NBD is a top choice in UAE Business, Banking, and Finance. It offers many corporate services. The bank has won four big awards at the Euromoney Awards for Excellence 2024.
businessONLINE Platform
Emirates NBD’s businessONLINE platform changes how companies work every day. It gives instant banking services. This makes things easier and faster for all kinds of businesses.
Trade Finance Solutions
The bank helps both local and international companies with trade finance. Emirates NBD’s smartTRADE platform makes managing trade finance easy. This has made Emirates NBD the ‘UAE’s Best Bank for Corporates’.
Supply Chain Financing
Emirates NBD has a tool called smartSCF for supply chain financing. It helps companies work better together. This tool is great for small and medium-sized enterprises (SMEs).
Investment Banking Services
Emirates NBD also offers investment banking services. They help with big financial plans. The bank’s Private Banking division helps wealthy individuals with special investment plans.
| Service | Features | Benefits |
|---|---|---|
| businessONLINE | Instant banking, digital ecosystem | Streamlined operations, enhanced efficiency |
| smartTRADE | Advanced trade finance management | Simplified international transactions |
| smartSCF | Integrated supply chain financing | Improved business collaborations |
| Investment Banking | Strategic advisory, global execution | Comprehensive financial guidance |
Digital Transformation and Innovation Hub
Emirates NBD’s Future Lab™ is a leader in financial services innovation in the UAE. It has worked with 482 FinTechs and started 74 new projects. The bank has also added 9 new solutions, showing its dedication to change.
The bank uses UAE PASS and Smart Pass for better security. This shows its commitment to the latest technology.
The National Digital Talent Incubator (NDTI) program is in its third year. It helps Emirati FinTech talent grow. This program lasts six to eight weeks at DIFC’s Innovation One building.
It has already helped the UAE’s next FinTech leaders. The program supports the UAE’s goals of growing its economy and using more technology.
Emirates NBD’s Digital Asset Lab started in May 2023. It works with PwC, Fireblocks, R3, and Chainalysis. The lab aims to grow FinTech in the UAE.
The Future Leaders Outreach Program works with places like the University of Sharjah. It gives insights into digital assets. This supports Dubai’s economic goals.
The bank’s efforts have paid off. Namara, a personal finance tool, has 150,000 users and over 500 million dirhams in loans. HCMS.ai has over 15,000 visitors for its recruitment solutions.
These successes show Emirates NBD’s impact on financial services in the UAE and worldwide.
